Navigating Your Portfolio: Key Questions for a Smarter Investment Review

When was the last time you gave your investments a thoughtful check-up—not just a glance at performance, but a full alignment review with your long-term goals? Reviewing your investments isn’t just about percentages and returns; it’s about staying intentional, adaptive, and strategic.

As your life evolves—career changes, retirement draws near, kids head to college, or the market throws curveballs—your portfolio needs to evolve too. Ask yourself: Does your current asset mix still reflect your time horizon and risk tolerance? Have your goals shifted since your last review? Are you capitalizing on tax-efficient opportunities like Roth conversions or tax-loss harvesting?

It’s also crucial to evaluate your diversification strategy. A well-diversified portfolio may help reduce risk, but diversification needs recalibration from time to time. Market trends, economic cycles, and new investment opportunities can shift your original balance.

Behavioral finance plays a role as well. Are you making decisions based on fear or facts? Reacting emotionally can cost more than a market dip. A thoughtful review can bring peace of mind—and potentially better long-term outcomes.

At LynnLeigh & Company, we believe investment reviews should feel like part of your ongoing story, not a once-in-a-blue-moon event. This guide helps you ask the right questions, spot hidden gaps, and re-center your plan on what matters most to you.